Credit Reporting, Relationship Banking, and Loan Repayment

By Martin Brown, Christian Zehnder. 2007

249 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/db193510620f5086e19afc99c0c0a292490d0550

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

Citations in the corpus

Information Sharing and Credit: Firm-Level Evidence from Transition Countries (2009, background): “Experimental evidence by Brown and Zehnder (2006) shows that a public credit registry can motivate borrowers to repay loans, when they would otherwise default.”
Bankruptcy: is it enough to forgive or must we also forget? (2008, unknown): “at the end; it is well known, for example that older borrowers, as well as those with longer credit histories, are less likely to default (see Elul and Subramanian, 2002, and Fair Isaac and Co., 2003). Another related literature is that examining the outcomes when lenders can punish defaulting agent”
Relational Contracts and Organizational Capabilities (2012, unknown): “In lab studies, Brown and Zehnder (2007) allow parties to choose their partners each period, leading to both long‐standing relationships and improved cooperation, and Duffy and Ochs (2009) find greater cooperation in fixed pairs than in random pairs. Using field data, Robinson and Stuart (2007) stud”
Public Information and Coordination: Evidence from a Credit Registry Expansion (2011, unknown): “More recently, credit reporting has been found to have a negligible e¤ect on borrower incentives in a laboratory environment (Brown and Zehnder 2007), but shown to generate e¢ ciency gains for a micronance lender in Guatemala (Janvry, McIntosh,”
A Behavioral Account of the Labor Market: The Role of Fairness Concerns (2008, background): “…effects can 23 be sufficiently strong to sustain very high levels of efficiency, even under rather adverse conditions.12 Fehr et al (2009)and Brown & Zehnder (2007) show that reputation formation in long-term relations leads to stable trades, even when fairness alone cannot prevent a market…”
Sharing information in the credit market: Contract-level evidence from U.S. firms (2013, background): “[7] Brown, Martin, and Christian Zehnder, 2007, Credit reporting, relationship banking, and loan repayment, Journal of Money, Credit and Banking 39, 1883—1918.”