Risk Management, Capital Structure and Lending at Banks

By Sinan Cebenoyan, Philip E. Strahan, F. Zarb. 2001

535 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/d6b3d45741679d94f8b9e95c5dd783015241e287

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Citations in the corpus

Risk in Islamic Banking (2012, background): “…represent the quality of bank’s existing loans and are widely used in the empirical banking literature (for instance, Angbazo, 1997; Kwan and Eisenbeis, 1997; Shiers, 2002; Konishi and Yasuda, 2002; Cebenoyan and Strahan, 2004; Gonzalez, 2005; Altunbas et al., 2007 and Lepetit et al., 2008a).”
Why Do (or Did?) Banks Securitize Their Loans? Evidence from Italy (2010, result): “Our result is consistent with the results of other analyses (Passmore, Sparks and Ingpen, 2002; Calem and Lacour Little, 2004; Cebenoyan and Strahan, 2004; Calomiris and Mason, 2004; Karaoglu, 2005; Ambrose, Lacour-Little and Sanders, 2005; Pais, 2005; Jiangli and Pritsker, 2008).”
The second moments matter: The impact of macroeconomic uncertainty on the allocation of loanable funds (2009, background): “See for instance Cebenoyan and Strahan (2004), Freixas, Parigi and Rochet (2000), Thakor and Udell (1984). macroeconomic uncertainty banks will behave more homogeneously, causing the cross-sectional distribution of banks’ loan-to-asset ratios to narrow.”
Multi-country study of bank credit risk determinants (2008, background): “…in nature, and a set of unsystematic bank-specific factors influence the formation of bank credit risk (see DemirgucKunt, 1989; Corsetti, Pesenti and Roubini, 1998; Neal, 1996; Ariff and Marisetty, 2001, Bikker and Metzemakers, 2004; Cebenoyan and Strahan, 2004, and Kraft and Jankov, 2005).”
Risk Management and Financial Performance of Banks in Nigeria (2013, background): “Cebenoyan and Strahan (2004) find evidence that banks which have advanced in risk management have greater credit availability, rather than reduced risk in the banking system.”
The Liquidity of Bank Assets and Banking Stability (2005, background): “Since interest payments iD compensate depositors for their losses from default, the RHS of (7) represents the expected loss from default for depositors.”
Bank Risk During the Financial Crisis: Do Business Models Matter? (2011, background): “In particular, banks that were more active in the securitization market were often found to have lower solvency risk, higher profitability levels, and were better capitalized (see, among others, Cebenoyan and Strahan, 2004, and Wu et al., 2011).”
Capital Structure and Sustainability: An Empirical Study of Microfinance Institutions (2012, background): “As Froot and Stein (1998) and Cebenoyan and Strahan (2004) have shown, risk management objectives also influence the capital structure of lending institutions. Consequently, the theoretical notion of an optimal capital structure for a lending institution is not very well defined. The issue of grant ”
Financial Innovation and Bank Behavior: Evidence from Credit Markets (2014, background): “Credit derivatives can also increase borrower risk (and result in higher spreads) if 1There is also evidence that loan sales (Cebenoyan and Strahan (2004)) and Collateralized Debt Obligations (Franke and Krahnen (2005)) lead to an increase in lending at banks.”