Access to Bank Credit in Sub-Saharan Africa: Key Issues and Reform Strategies
By E. Sacerdoti. Social Science Research Network, 2005
190 citations recorded by the source corpus.
This study discusses issues of access to bank credit in Sub-Saharan Africa, and examines measures that could help facilitate access by the private sector to bank credit. It reviews in particular obstacles to credit small- and medium-scale enterprises and agriculture, and examines progress in the design and implementation of reform measures that are needed to create an institutional environment more supportive of credit activity. It also reviews bank interest rate spreads and profit margins, and their determinants, and compares such spreads with those prevailing in other regions of the world.
Subfields: Economics and Econometrics
View Paper: https://www.semanticscholar.org/paper/d62af08c700379c1061e37a414b0117bac83a7e1
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In Economics and Econometrics
Citations in the corpus
- Can Mobile Money Help Firms Mitigate the Problem of Access to Finance in Eastern sub-Saharan Africa? (2018, background): “Sacerdoti (2005) maintains, that in sub-Saharan Africa, bank credit to the private sector as a percentage share of GDP is as low as 20%.”
- How Effective is Monetary Transmission in Low-Income Countries? A Survey of the Empirical Evidence (2012, background): “Sacerdoti (2005), for example, noted that banks in Africa tend to extend limited amounts of credit to the private sector, as the result of underdeveloped institutional means to cope with credit market frictions that increase the cost of financial intermediation.”
- Monetary Transmission in Low Income Countries (2010, unknown): “Sacerdoti (2005), for example, noted that banks in Africa tend to extend limited amounts of credit to the private sector, as the result of underdeveloped institutional means to cope with credit market frictions that increase the cost of financial intermediation.”