A little at a time: the use of regularly scheduled repayments in microfinance programs

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How researchers see this paper

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Microfinance and Moneylender Interest Rate: Evidence from Bangladesh (2009, background): “Although it is not our purpose to test competing theories, our empirical results favour Jain and Mansuri (2003) hypothesis.”
On mission drift in microfinance institutions (2011, background): “(1999), Conning (1999), Ghatak (1999), Ghatak (2000), Armendáriz and Gollier (2000), Jain and Mansuri (2003), and Tedeschi (2006), Labie et al. (2010), and many others.”
Microcredit Under the Microscope: What Have We Learned in the Past Two Decades, and What Do We Need to Know? (2013, background): “15Interestingly, Jain & Mansuri (2003) make the argument that MFIs actually try to free ride on the superior enforcement ability of moneylenders.”
REPAYMENT FREQUENCY AND DEFAULT IN MICROFINANCE: EVIDENCE FROM INDIA (2008, background): “(2)A different explanation for frequent repayment is offered by Jain and Mansuri (2003).”
Access to Finance (2010, unknown): “In a theoretical paper, Jain and Mansuri (2003) give another possible reason: that the frequent repayment schedules force borrowers to turn in part to the informal sector, which is beneficial if the banks can then piggy-back on monitoring by moneylenders.”