The UK Mortgage Market: Taking a Longer-Term View

By D. Miles. 2004

187 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/c8cf247d82aafae1d88ea249dede9a68a6cda599

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

Citations in the corpus

Credit and Banking in a DSGE Model of the Euro Area (2010, background): “See Miles (2004) for a detailed description of debt renegotiation costs for the UK or Kim et al. (2003) for an estimate of the importance of switching costs in banking.”
Thirty years of World Bank shelter lending - What have we learned? (2006, background): “Miller (1986) documents how many of the financial innovations that took place in the United States in the early 1980s were designed largely to circumvent taxes or regulations.”
Financial literacy and retirement planning in the Netherlands (2011, background): “Less knowledgeable home owners tend to take out mortgage loans with unfavorable terms (Gerardi, Goette, & Meier, 2010; Miles, 2004; Moore, 2003) and to forego refinancing mortgage contract conditions when interest rates decline (Campbell, 2006).”
The Rise in Mortgage Defaults (2008, background): “In addition, borrowers tend to focus disproportionately on the initial rather than the long-term costs of loans (Miles, 2003).”
HOUSING DYNAMICS OVER THE BUSINESS CYCLE (2016, unknown): “…to be government regulations, historical path dependence, and whether mortgage lenders raise funds through capital markets or bank deposits (e.g., Miles, 2004; Campbell, 2012). on residential investment or like a housing taste shock (e.g., Liu et al., 2013), depends on expected future real…”
Financial Literacy, Present Bias and Alternative Mortgage Products (2017, unknown): “The ‘Miles Report’ (Miles, 2004) chronicles the innovation and features of the UK market, but also raises the issue of consumer misunderstanding of mortgage products.”
Perceptions of Financial Well-Being among American Women in Diverse Families (2010, background): “Older women generally exhibited a greater degree of financial security and had fewer financial worries (although they were more likely to worry about being a financial burden) consistent with previous research (e.g., Anthes and Most 2000; Miles 2004).”
Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel (2007, unknown): “1 See Ameriks et al. (2003), Bernheim (1995, 1998); Hurst (2006); Lusardi (1999, 2002, 2003, 2008), Lusardi and Beeler (2007); and Lusardi and Mitchell (2006, 2007a,b) among others.”
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education (2007, unknown): “The results extend to Europe, where Miles (2004) showed that UK borrowers display a weak understanding of mortgages and interest rates.”