Banking the Unbanked: Evidence from Three Countries - Working Paper 440

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Banking on Trust: How Debit Cards Enable the Poor to Save More (2017, background): “Along with fees and minimum balance requirements, trust is frequently listed by the poor as a primary reason for not saving in formal bank accounts (e.g., Dupas et al., 2016).”
Accelerating Poverty Reduction in Africa (2019, background): “Au Malawi et en Ouganda, les comptes d’épargne n’ont pas influencé les investissements des entreprises (Dupas et al., 2018), bien que des effets positifs aient été constatés au Kenya chez des vendeuses sur les marchés, mais pas chez les chauffeurs de taxi (Dupas et Robinson, 2013).”
Financial Inclusion and Inclusive Growth: A Review of Recent Empirical Evidence (2017, background): “…a set of field experiments in Uganda, Malawi and Chile found no evidence that extending access to basic, no-frills bank accounts to the rural poor resulted in overall increases in savings or improvements in developmental outcomes such as consumption, schooling, or health (Dupas et al., 2016).”