Formal and Informal Rural Credit in Four Provinces of Vietnam

By M. Barslund, F. Tarp. 2008

267 citations recorded by the source corpus.

Abstract This paper uses a survey of 932 rural households to uncover how the rural credit market operates in Vietnam. Households obtain credit through formal and informal lenders. Formal loans are almost entirely for production and asset accumulation, while informal loans are used for consumption smoothening. The determinants of formal and informal credit demand are distinct. While credit rationing depends on education and credit history, in particular, regional differences in the demand for credit are striking. A ‘one size fits all’ approach to credit policy in Vietnam would be inappropriate.

Subfields: Economics and Econometrics, Soil Science, Urban Studies

View Paper: https://www.semanticscholar.org/paper/bd2c14dfd0cf13a707687c2492bcb570c744fa06

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Economics and Econometrics

1. Ta Nhat Linh
2. Lequan Chi
3. P. Lebailly
4. L. Tam
5. H. Long

In Soil Science

1. Ta Nhat Linh
2. Lequan Chi
3. P. Lebailly
4. L. Tam
5. H. Long

Citations in the corpus

• Access to Rural Credit Markets in Developing Countries, the Case of Vietnam: A Literature Review (2019, background): “The different segmentation of rural credit markets is also observed to serve different needs, in which the formal sectors direct their lending in production [116].”