Financial capability: a behavioural economics perspective

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Routledge Handbook of Cultural Gerontology (2015, background): “They can be lost through incapacitation (the loss of ability to drive, for example), but new skills, such as the use of a walking stick or a hearing aid, can be acquired.”
Consumer Financial Capability and Financial Satisfaction (2013, background): “However, empirical research indicates that consumers are not fully informed and cannot make rational choices even when the information is available (Campbell et al. 2011; De Meza et al. 2008).”
Implications of behavioural economics for financial literacy and public policy (2012, background): “Experts are assumed to know better than individual decision makers what is in their best interest (Thaler and Sunstein, 2003, 2008; see also Camerer et al., 2003; de Meza et al., 2008; Shefrin, 2002; Thaler, 1980, 2000; see Sugden, 2008, 2009, for a critique of Thaler and Sunstein).”