The Anatomy of Bank Diversification

By Ralf Elsas, Andreas Hackethal, Markus Holzhäuser. 2010

551 citations recorded by the source corpus.

Subfields: Accounting, Finance, Management Science and Operations Research

View Paper: https://www.semanticscholar.org/paper/ae48065a96926d3371206c2bfe73043c129296f4

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Citations in the corpus

What Determines the Profitability of Banks? Evidence from Spain (2013, methodology): “Although Elsas et al. (2010) conclude that economies of scope are pronounced in banking, increasing its profitability, Barros et al. (2007) find that bigger and more diversified banks are more likely to perform poorly, suggesting that smaller and specialized banks can reduce asymmetric information…”
Can Banks in Emerging Economies Benefit from Revenue Diversification? (2011, unknown): “On the contrary, Elsas et al. (2010) in their cross-country study of revenue diversification consistently find that diversification increases bank value.”
Bank profitability and risk-taking under low interest rates (2017, background): “The converse has been found by Dietrich & Wanzenried (2011) in the case of Swiss banks and by Elsas et al. (2010) who argue that non-interest businesses yield higher margins and thus enhance profitability.”
Ownership, bank size, capitalization and bank performance: Evidence from India (2020, background): “It is consistent with the earlier findings of Anbar and Alper (2011), Van Ommeren (2011), Chiorazzo et al. (2008), Demirguc-Kunt and Huizinga (2010), and Elsas et al. (2010) who have revealed that banks’ performance may possibly be enhanced through diversification of revenues.”
The impacts of risk and competition on bank profitability in China (2016, background): “On the one hand, banks with larger size are able to reduce costs from economies of scale and scope (Akhavein et al., 1997; Bourke, 1989; Molyneux and Thornton, 1992; Bikker and Hu, 2002; Goddard et al., 2004; Iannotta et al., 2007; Mercieca et al., 2007; Elsas et al., 2010).”
Foreign bank diversification and efficiency prior to and during the financial crisis: Does one business model fit all? (2015, methodology): “Lastly, for income diversification we consider interest income (II), and commission income (CI), net profit from other operations (NPFO), and other non-interest income (ONII), such as fiduciary income, service charges, trading income and other fees, as in Elsas et al. (2010). The denominator, total ”