Who Needs Credit and Who Gets Credit? Evidence from the Surveys of Small Business Finances

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Discrimination, Social Capital, and Financial Constraints: The Case of Viet Nam (2017, methodology): “After screening, our final sample includes 4,961 observations in which, the total number of firms is 1,722, 1,652, and 1,587 in 2011, 2013, and 2015, respectively.4 We follow the loan application process specified in Cole and Sokolyk (2016).”
Entrepreneurs' Gender and Financial Constraints: Evidence from International Data (2009, background): “For new start-ups, the evidence mostly comes from the studies that focus on the impact of personal wealth on the propensity to become an entrepreneur (Evans and Jovanovic (1989), Holtz-Eakin, Joulfaian and Rosen (1994), and Blanchflower and Oswald (1998)).”
What Do We Know about the Capital Structure of Privately Held US Firms? Evidence from the Surveys of Small Business Finance: What Do We Know about the Capital Structure of Privately Held US Firms? (2012, unknown): “Cole (2009) uses a firm’s most recent borrowing experience to classify a firm into one of four mutually exclusive categories: 1) firms with no need for credit, 2) firms that need credit, but are discouraged from applying; and firms that need credit, applied for credit, and either were 3) approved…”