The Credit Card Market and Regulation: In Need of Repair

By Carolyn Carter, Elizabeth Renuart, M. Saunders, C. Wu. 2006

7 citations recorded by the source corpus.

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

1. Dino Pedreschi
2. Salvatore Ruggieri
3. Riccardo Guidotti
4. Fosca Giannotti
5. Anna Monreale
6. Sara Hajian
7. Indrė Žliobaitė
8. Franco Turini

Citations in the corpus

• A Survey of Methods for Explaining Black Box Models (2018, neutral): “With respect to credit bureaus, it is shown in [12] that banks providing credit scoring for millions of individuals, are often discordant: in a study of 500, 000 records, 29% of consumers received credit scores that differed by at least fifty points among three major US banks (Experian, TransUnion, ”
• Open the Black Box Data-Driven Explanation of Black Box Decision Systems (2018, background): “In a study of 500,000 records, 29% of consumers received credit scores that differed by at least fifty points between credit bureaus, a difference that may mean tens of thousands of dollars over the life of a mortgage [7].”