Access to Finance

By Thorsten Beck, Asli Demirgüç-Kunt. 2008

379 citations recorded by the source corpus.

Recent data compilations show that many poor and non-poor people in many developing countries face a high degree of financial exclusion and high barriers in access to finance. Theory and empirical evidence point to the critical role that improved access to finance has in promoting growth and reducing income inequality. An extensive literature shows the channels through which finance promotes enterprise growth and improves aggregate resource allocation. There is less evidence at the household level, however, and on the effectiveness of policies to overcome financial exclusion. The article summarizes recent efforts to measure and analyze the impact of access to finance and discusses the unfinished research agenda.

Subfields: Accounting, Economics and Econometrics, Information Systems

View Paper: https://www.semanticscholar.org/paper/965a189cef8f3230e7f47beaa76e81c1df8afb06

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Accounting

1. S. Bradley
2. E. Simiyu
3. Kendall Artz
4. Jeffery S. McMullen
5. V. Marisetty
6. Rajalaxmi Kamath
7. Robert Lensink
8. Aparna Gosavi

In Economics and Econometrics

1. Jeffery S. McMullen
2. E. Simiyu
3. Kendall Artz
4. V. Marisetty
5. Rajalaxmi Kamath
6. S. Bradley
7. Robert Lensink
8. Aparna Gosavi

In Information Systems

1. Jeffery S. McMullen
2. Rajalaxmi Kamath
3. Robert Lensink
4. Aparna Gosavi
5. T. Arun
6. S. Bumann

Citations in the corpus

• Financial inclusion: Policies and practices (2015, positive): “The development of an improved access financial system is deemed important in contributing to growth and poverty alleviation (Beck & Demirguc-Kunt, 2008; Beck, Demirguc-Kunt, & Levine, 2007).”
• Capital Is Not Enough: Innovation in Developing Economies (2012, background): “For example, financing for new ventures is scarce and rates are high due to greater uncertainty in the environment (Beck and Demirguc-Kunt, 2008).”
• Capital account liberalization and income inequality (2016, methodology): “This data is well established and has been used before in studies that explore the impact of financial sector size on income inequality (Beck and Demirgüç-Kunt, 2008; Kunieda et al., 2014).”
• Can Mobile Money Help Firms Mitigate the Problem of Access to Finance in Eastern sub-Saharan Africa? (2018, background): “…is widespread consensus that access to capital favorably affects firm performance; it has been argued that faster firm growth is not feasible without constructive support from the banking sector (Beck & Demirgüç-Kunt, 2008; Beck, Demirgüç-Kunt, & Maksimovic, 2006; Klapper, Laeven, & Rajan, 2006).”
• Financial inclusion and poverty: a tale of forty-five thousand households (2020, background): “The importance of access to credit and banking as an indicator of financial inclusion is well-known in the financial inclusion literature (Beck and Demirguc-Kunt 2006, 2008).”