Depositor discipline and changing strategies for regulating thrift institutions

By L. Goldberg, S. C. Hudgins. 2002

176 citations recorded by the source corpus.

Citations in the corpus

A Tale of Two Runs: Depositor Responses to Bank Solvency Risk (2014, unknown): “First, the solvency risk posed by a shock has often been determined ex post, by which banks ultimately fail, with market discipline measured by whether these doomed banks saw early withdrawals (Saunders and Wilson, 1996; Goldberg and Hudgins, 2002).”
Market Discipline in Property/Casualty Insurance: Evidence from Premium Growth Surrounding Changes in Financial Strength Ratings (2006, unknown): “Goldberg and Hudgins (2002) find that insolvent thrifts experienced declines in the volume and proportion of uninsured deposits prior to insolvency.”
Who Disciplines Bank Managers? (2009, unknown): “Focusing on the quantity effects of depositor discipline, Goldberg and Hudgins (2002) show that failing banks experience declines in uninsured deposits prior to failure, whereas Billet, Garfinkel, and O’Neal (1998) show that banks that received ratings downgrades substitute outflows of uninsured…”