Do Banks Ration Credit to New Enterprises? And Should Governments Intervene?
By Simon C. Parker. 2002
112 citations recorded by the source corpus.
Subfields: Accounting, Finance
View Paper: https://www.semanticscholar.org/paper/9491edcf07105b8e7d3d23da507d8b9e9ce6aeab
How researchers see this paper
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In Accounting
- Simon C. Parker
- Mark Freel
- Magnus Lofstrom
- Timothy Bates
- Gavin Cassar
- Roy Thurik
- Tomasz Mickiewicz
- Saul Estrin
In Finance
Citations in the corpus
- Entrepreneurship and the Process of Firms' Entry, Survival and Growth (2007, unknown): “However, the fact that wealth, inheritance and windfall gains spur entrepreneurship does not necessarily imply that business start-ups are inherently credit rationed (see Levenson and Willard, 2000 and Parker, 2002 and 2004).”
- Entrepreneurship in the UK (2007, unknown): “Parker (2002) provides some much needed theory on whether banks ration enterprises.”
- The cost of growth: small firms and the pricing of bank loans (2015, unknown): “If banks were to use similar contract terms, employing a pooled interest rate for all types of borrowers, good borrowers would likely either exit the loan market (Parker 2002; Stiglitz and Weiss 1981) or subsidise lower-quality borrowers (de Meza 2002).”
- Why are some people more likely to become small-businesses owners than others: Entrepreneurship entry and industry-specific barriers (2014, background): “Financial resources and entrepreneurship Standard finance theory predicts that if lenders have complete information about potential borrowers who need financing to expedite an entrepreneurial project, and are not prone to opportunistic defaults by entrepreneurs, then all positive-Net Present Value (”
- The Economics of Entrepreneurship: What We Know and What We Don't (2005, background): “To date, only indirect tests have been performed (see [112]).”
- Are Small Innovators Credit Rationed? (2007, background): “Moreover, one of the most intractable difficulties, in any investigation of credit rationing, relates to the idea that loan proposals are qualitatively homogeneous (Parker, 2002).”