Bank-related, Industry-related and Macroeconomic Factors Affecting Bank Profitability: A Case of the United Kingdom
By M. Saeed. 2014
123 citations recorded by the source corpus.
This paper investigates the impact of bank-specific, industry-specific, and macroeconomic variables on bank profitability before, during, and after the financial crisis of 2008. For this purpose, 73 UK commercial banks are selected on the basis of availability of required information. The empirical data for these banks are collected for the period from 2006 to 2012 from Bankscope and Data-stream databases. The regression and correlation analyses are performed on the data and concluded that bank size, capital ratio, loan, deposits, liquidity, and interest rate have positive impact on ROA and ROE while GDP and inflation rate have negative impact. The findings of this study can help UK banks, government, investors, policymakers, and shareholders for decision making and improving the performance of financial institutions in the future. Keywords: Profitability indicators, bank profitability, UK banking sector
View Paper: https://www.semanticscholar.org/paper/7c0170075498f4ddba2fed72049450690b34c7d0
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Citations in the corpus
- Ownership, bank size, capitalization and bank performance: Evidence from India (2020, background): “…1989; Molyneux & Thornton, 1992; Zimmerman, 1996; Demirguc-Kunt & Huizinga, 1999; P.P. Athanasoglou et al., 2005; Athanasoglou et al., 2006; Goaied & Bennaceur, 2008; Dietrich & Wanzenried, 2011; Wahidudin et al., 2013; Ayaydin & Karakaya, 2014; Jabbar, 2014; Saeed, 2014; Batten & Vo, 2019).”
- Determinants of Profitability in the Banking Sector: An Analysis of Post-Soviet Countries (2018, background): “However, Saeed (2014) made a conclusion that inflation rate affects bank profitability negatively for banks in UK.”