The Expansion of Services in European Banking: Implications for Loan Pricing and Interest Margins

By L. Lepetit, Emmanuelle Nys, Philippe Rous, Amine Tarazi. 2008

298 citations recorded by the source corpus.

Subfields: Accounting, Finance

View Paper: https://www.semanticscholar.org/paper/70cd90eda931c18b26c3b700772b588ba279fc00

How researchers see this paper

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In Accounting

1. Chen Lin
2. Amine Tarazi
3. Yue Ma
4. Pejman Abedifar
5. Phil Molyneux
6. Frank M. Song
7. M. Skully
8. Shrimal Perera

In Finance

1. Phil Molyneux
2. Amine Tarazi
3. Yue Ma
4. Chen Lin
5. Pejman Abedifar
6. M. Skully
7. Shrimal Perera
8. M. Nguyen

Citations in the corpus

• Market power, revenue diversification and bank stability: Evidence from selected South Asian countries (2012, background): “On the one hand, a negative relationship is documented by Lepetit et al. (2008a) who find that cross-selling different products to core customers allows banks to offer relatively lower lending costs.”
• Determinants of Bank Interest Margins: Impact of Maturity Transformation (2015, background): “…(OCR): Finally, the opportunity cost of holding reserves (OCR) originates in asset portfolios that pay no, or in the case of central bank deposits 14In contrast to Lepetit et al. (2008), we do not additionally include trading activities as many smaller German banks to not generate any such income.”
• Is Bank Income Diversification Beneficial? Evidence from an Emerging Economy (2013, unknown): “In Europe, Lepetit et al. (2008) show that over the 1996- 2002 period, average commission income comprises 23.16% of net operating income, and 9.7% from trading income.”
• The determinants of net interest income in the Mexican banking system: an integrated model (2009, background): “This last negative effect may reflect a strategy of cross-subsidization with traditional activities in line with the findings of Carbó and Rodríguez (2007) and Lepetit et al. (2008).”
• What Determines the Profitability of Banks? Evidence from Spain (2013, unknown): “…of the interest rates applied to certain loans with the object of capturing customers for other products and services offered by the bank could cause such a detriment; i. e., the profit on those other activities may not be enough to compensate for the interest reduction (Lepetit et al., 2008).”
• Do Bank Regulation, Supervision and Monitoring Enhance or Impede Bank Efficiency? (2013, background): “See, for example, Laeven and Levine (2007), Stiroh (2004), Stiroh and Rumble (2006), Lepetit et al. (2008a) and Lepetit et al. (2008b). political benefits.”
• Risk in Islamic Banking (2012, methodology): “…risk analysis, we employ the Zscore measure which is widely used in the literature as a stability indicator (see, for instace, Goyeau and Tarazi, 1992; Boyd and Runkle, 1993; Lepetit et al., 2008a; Hesse and Čihák, 2007; Čihák et al., 2009; Laeven and Levine, 2009; Čihák and Hesse, 2010).”