The Demand for Money, Financial Innovation, and the Welfare Cost of Inflation: An Analysis with Household Data

By O. Attanasio, Luigi Guiso, Tullio Jappelli. Journal of Political Economy, 2002

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Exponential Growth Bias and Household Finance (2009, background): “In many analyses the empirical role of financial sophistication is studied indirectly, through proxies like education, income (Calvet, Campbell, and Sodini (2007)), and ATM use (Attanasio, Guiso, and Jappelli (2002)).”
Technological change and the households' demand for currency (2009, methodology): “This hypothesis is tested on a panel of Italian households data, first used by Attanasio et al. (2002), which include information on the household access to transaction services (e.g. whether they own an ATM card) and the diffusion of bank branches and ATM terminals.”
Durable consumption and asset management with transaction and observation costs (2012, unknown): “10See Attanasio, Guiso, and Jappelli (2002) and Alvarez and Lippi (2009) for a detailed analysis.”
Banking on Trust: How Debit Cards Enable the Poor to Save More (2017, background): “By lowering indirect transaction costs, debit cards should lead to more transactions, as predicted by theory (Baumol, 1952; Tobin, 1956) and past empirical evidence (Attanasio, Guiso, and Jappelli, 2002; Alvarez and Lippi, 2009; Schaner, forthcoming).”