What drives microfinance institution's financial sustainability

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Islamic Banking Sustainability: A Review of Literature and Directions for Future Research (2016, background): “Another study established that profitability is associated with higher-quality portfolio and cost of capital that in turn strengthen financial sustenance of the bank (Ayayi and Sene 2010).”
Bankers at the gate: Microfinance and the high cost of borrowed logics (2012, background): “…among the poor (Yunus, 2007), economic prescriptions about letting the market decide interest rates were resisted because charging high interest rates and making extensive profit off the poor conflicted with the values of poverty alleviation practitioners (Ayayi & Sene, 2010; Yunus, 2011).”