The Impact of Organizational Structure and Lending Technology on Banking Competition

By Hans Degryse, Luc Laeven, Steven R. G. Ongena. 2009

113 citations recorded by the source corpus.

Subfields: Accounting, Finance, Strategy and Management

View Paper: https://www.semanticscholar.org/paper/5bea7a445f3196b9e47223f4d466418488040e55

Citations in the corpus

• Do banks price discriminate spatially? Evidence from small business lending in local credit markets (2013, unknown): “Banks can thus charge such borrowers higher interest rates (Lederer and Hurter 1986; Dell’Ariccia et al. 1999; Degryse et al. 2009).”
• Rules versus discretion in loan rate setting (2010, unknown): “Degryse, Laeven and Ongena (2007) link the number of visits (by borrowers or loan officers) to observed patterns of geographical reach of bank branches and spatial loan pricing.”
• Competition and Relationship Lending: Friends or Foes? (2011, unknown): “In a similar vein, Degryse et al. (2009a) showed that the more rival banks are hierarchically organized and the more competitors’ branches have real authority, the lower is the geographical reach of the lending branches and the greater is their orientation to physically proximate borrowers.”
• Models of Spatial Competition: a Critical Review (2011, unknown): “…the model; Aguirre and Espiñosa (2004) introduced consumer arbitrage; Matsumura and Matsushima (2004) introduce heterogenous firms with endogenous production costs; Lai and Tsai (2004) introduced zoning regulation and Degryse et al. (2009) introduce different transportation costs for each consumer.”
• How Does Capital Affect Bank Performance During Financial Crises (2013, unknown): “The controls include not just proxies for risk and opacity, size and safety net protection, location, and profitability, but also for competition [including multimarket contact as in Evans and Kessides (1994); Degryse and Ongena (2007)], ownership (Berger, DeYoung, Genay, and Udell, 2000; Giannetti ”