The Changing Face of Inequality in Home Mortgage Lending

By Richard Williams, Reynold F. Nesiba, E. McConnell. 2005

240 citations recorded by the source corpus.

Subfields: Economics and Econometrics, Finance, Sociology and Political Science

View Paper: https://www.semanticscholar.org/paper/4adc002e892332997f23da1c5898ec7c637b6cc5

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Citations in the corpus

Expanding Homes and Increasing Inequalities: U.S. Housing Development and the Residential Segregation of the Affluent (2007, background): “…commensurate drop in ownership of single-family houses in the bottom quintile.19 Manufactured housing is lower quality, less likely to appreciate in value, and more frequently sited on rented land than houses, even if it counts equally in homeownership statistics when owned (Williams et al. 2005).”
Perspective taking combats the denial of intergroup discrimination (2012, background): “Numerous other studies have obtained similar evidence of discrimination in contexts as varied as automobile sales, mortgage lending, and physicians' recommendations for medical procedures (Ayers, 2001; Burgess et al., 2008; Schulman et al., 1999; Smedley et al., 2003; Turner and Skidmore, 1999; Will”
Cartographies of Race and Class: Mapping the Class‐Monopoly Rents of American Subprime Mortgage Capital (2009, background): “... in, and complem entary to, other lines of inquiry in a rich literature, including historiographies of t he Community Reinvestment Movement (Squires 1992, 2003, 2004), legal-economic diagnoses of segmented subprime credit markets and global finance (Engel and McCoy 2002, 2007), long-term measures”
American home: predatory mortgage capital and neighbourhood spaces of race and class exploitation in the united states (2006, background): “…and ethnic dimensions, with the highest market shares among racially marginalized individuals as well as predominantly minority neighbourhoods (Bradford, 2002; Calem et al., 2004; HUD-Treasury Joint Task Force, 2000; Immergluck, 2004; Squires, 2004; Taylor et al., 2004; Williams et al., 2005).”
Predatory Inclusion and Education Debt: Rethinking the Racial Wealth Gap (2017, background): “Recent developments in the mortgage lending industry provide a clear example of predatory inclusion (Squires and Hyra 2010; Williams, Nesiba, and McConnell 2005; Wyly et al. 2009).”
Racial Dynamics of Subprime Mortgage Lending at the Peak (2013, background): “…borrowers were disproportionately reliant on subprime loans rather than prime loans (Canner, Passmore, & Laderman, 1999; Furman Center for Real Estate and Urban Policy at New York University, 2008; Williams et al., 2005), leading some to inquire about the possibility of mortgage discrimination.”