Labor Income, Housing Prices and Homeownership

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Heterogeneity within Communities: A Stochastic Model with Tenure Choice (2008, background): “Davidoff (2006), Diaz-Serrano (2005), Han (2006) and Hilber (2005) provide evidence of the relevance of this driver of tenure choice.”
Why is the German Homeownership Rate so Low? (2009, background): “This so-called hedging demand for homeownership is empirically relevant, for example, as Davidoff (2006) demonstrates for the US or Iacoviello & Ortalo-Magné (2003) for London.”
Macroeconomics and housing: a review of the literature (2004, unknown): “40 See Davidoff (2003) for empirical evidence.”