How do banks make money? the fallacies of fee income

By Robert DeYoung, Tara Rice. 2004

161 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/40bcdbcaabc20fab4890c06d8bb3167e4d6169c9

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Citations in the corpus

Why Do (or Did?) Banks Securitize Their Loans? Evidence from Italy (2010, background): “Banks may sell loans in order to fund their assets without trying to attract more retail deposits owing to their shortage or cost (e.g. James, 1988; Stanton, 1998 and 2002; DeYoung and Rice, 2004; Parlour and Plantin, 2008).”
Funding Liquidity Risk in a Quantitative Model of Systemic Stability (2009, unknown): “Capital is not required for many such fee-based activities, even though some, such as derivatives and trust services, take place on-balance sheet, so increased reliance on non-interest income could be associated with higher leverage (DeYoung and Rice (2004)).”
Securitisation and the Bank Lending Channel (2007, unknown): “The size indicator is less significant because securitisation activity can considerably reduce the amount of loans on banks’ balance sheets (DeYoung and Rice, 2004).”
The diversification and financial performance of US credit unions. (2008, background): “In general, empirical evidence related to the performance and diversification of US banks suggests that expansion into less traditional financial activities is associated with more volatile revenue streams that can offset the risk-spreading benefits of diversification ( DeYoung and Rice, 2004b ).”
Is Bank Income Diversification Beneficial? Evidence from an Emerging Economy (2013, background): “We highlight this as one of the main differences between banks in emerging economies and developed economies such as the U.S. (DeYoung and Rice, 2004).”
European banking: An overview (2007, background): “For Europe, Ehrmann et al. (2001) find a bank’s liquidity, but not its size or capitalization, is important in determining the adjustment in its lending when interest rates change.”
Securitisation and the Bank Lending Channel (2009, unknown): “The size indicator is less significant because securitisation activity can considerably reduce the amount of loans on banks’ balance sheets (DeYoung and Rice, 2004).”
Bank Profitability and Taxation (2010, unknown): “Results on the mark-up and the mark-down mirror the findings for net interest income (see figure 4a): since the effect on the spread is independent of the level of τ ,only for high values of the CIT rate the negative effect on the volume of intermediated funds tend to dominate the positive price eff”