Lender Screening and the Role of Securitization: Evidence from Prime and Subprime Mortgage Markets

By Benjamin J. Keys, Amit Seru, Vikrant Vig. 2012

238 citations recorded by the source corpus.

How researchers see this paper

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Quantifying Sentiment with News Media across Local Housing Markets (2018, background): “Easing lending standards and rising approval rates opened home-buying to a new set of consumers, which potentially allowed a new group of homebuyers to shift aggregate demand and drive up house price growth (Keys, Seru, and Vig 2012; Mian and Sufi 2011).”
Housing, Finance and the Macroeconomy (2014, unknown): “5See, for example, Keys, Mukherjee, Seru, and Vig (2009, 2010), Piskorski, Seru, and Vig (2010), Keys, Seru, and Vig (2012), and the review paper by Keys, Piskorski, Seru, and Vig (2012).”
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program (2016, result): “Our work also relates to the literature on the housing crisis (e.g., Mian and Sufi 2009; Mayer et al. 2009; Gyourko et al., 2009, Keys et al. 2010, 2011; Rajan et al. 2010; and Demyanyk and Van Hemert 2011, Gyourko and Fernando 2011).”
Wall Street and the housing bubble (2014, background): “…towards lax screening of subprime borrowers (Agarwal and Ben-David, 2012; Berndt and Gupta, 2009; Demyanyk and Van Hemert, 2011; Jiang, Nelson and Vytlacil, 2011; Keys et al., 2009, 2010, 2012; Mian and Sufi, 2009; Piskorski, Seru and Witkin, 2013; Purnanandam, 2011; Rajan, Seru and Vig, 2012).”