Credit Elasticities in Less-Developed Economies: Implications for Microfinance

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The Power and Pitfalls of Experiments in Development Economics: Some Non‐random Reflections (2010, methodology): “Building off the same South African experiment, Karlan and Zinman (2008) used their random interest rate variation to estimate the price elasticity of credit demand.”
Crowdfunding in a Prosocial Microlending Environment: Examining the Role of Intrinsic versus Extrinsic Cues (2015, background): “…the end user (i.e., the entrepreneur) in terms of how entrepreneurs’ demands for microloans respond to fluctuations in lender interest rates (Karlan & Zinman, 2008), the role of group identity, sanctions, and reciprocity in facilitating group cooperation within microcredit groups (Anthony,…”
The Experimental Approach to Development Economics (2009, unknown): “…Khemani (2008) (information and mobilization experiments in primary schools in India), Banerjee, Duflo, Glennerster and Kothari (2008) (demand and supply factor in improving immunization rates in India), Gine, Karlan and Zinman (2008) (two strategies to help smokers quit smoking), and many others.”
Barriers to Household Risk Management: Evidence from India (2010, unknown): “5 behavioral biases that may prevent adoption of profitable agricultural investments; Giné and Yang (2009) study the adoption of a loan bundled with rainfall insurance to purchase improved seeds, while Karlan et al. (2009) study demand for a loan bundled with crop price insurance.”