Microfinance: Where do we Stand?

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On the Efficiency Effects of Subsidies in Microfinance: An Empirical Inquiry (2011, background): “Although our data on subsidies do not allow us to identify empirically the “smart subsidies”, our results are in accordance with the principles argued by Armendariz de Aghion and Morduch (2004), that small levels of subsidization are more likely to produce positive effects.”
Community-Based Risk Management Arrangements: A Review (2010, background): “As summarized by Armendáriz de Aghion and Morduch (2004), loans provided by microcredit institutions are typically characterized by individual loans but joint liability.”
Spousal Control and Intra-household Decision Making: An Experimental Study in the Philippines (2009, background): “Comparing Columns (3) and (4) to Columns (1) and (2) in Table 2, we can observe the effect of obscuring information, moving p from 1 to <1 in the above framework, on husbands and wives.”
Capital Structure and Sustainability: An Empirical Study of Microfinance Institutions (2012, background): “Donor agencies, local governments, and others are promoting competition and stressing financial sustainability as ways to maximize the breadth of outreach (Armendáriz de Aghion & Morduch, 2004).”