Bank Size and Lending Relationships in Japan

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Local Bank, Digital Financial Inclusion and SME Financing Constraints: Empirical Evidence from China (2021, background): “In other words, small local banks have a “shorter” distance to SME clients and can interact with them more frequently than larger banks (Uchida, Udell, and Watanabe 2008).”
Competition and Relationship Lending: Friends or Foes? (2011, unknown): “Uchida et al. (2008) validated these results in the Japanese context, by showing that small banks tend to have closer ties and repeated contacts with their borrowers and lend at a shorter distance than large banks.”
Bank size, lending technologies, and small business finance (2011, background): “…of firm size to a continuous measure of bank size, although the sign of the relationship is not restricted (e.g., Haynes, Ou, and Berney 1999, Cole, Goldberg, and White 2004, Berger, Miller, Petersen, Rajan, and Stein 2005, Uchida, Udell, and Watanabe 2006). borrower to which they are applied.”