Deregulation, technological change, and the business-lending performance of large and small banks

By D. Carter, J. Mcnulty. 2005

131 citations recorded by the source corpus.

Subfields: Accounting, Finance

View Paper: https://www.semanticscholar.org/paper/1b51bc446f7706c136207e7875840fb7d22fbd1e

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Accounting

1. Amine Tarazi
2. L. Lepetit
3. A. Presbitero
4. A. Zazzaro
5. I. Schnabel
6. Hussein A. Abdou
7. Joakim Wincent
8. Hendrik Hakenes

In Finance

1. Amine Tarazi
2. L. Lepetit
3. A. Presbitero
4. A. Zazzaro
5. Hendrik Hakenes
6. Emmanuelle Nys
7. I. Schnabel
8. Philippe Rous

Citations in the corpus

• Bank Size or Distance: What Hampers Innovation Adoption by SMEs? (2010, background): “…owned banks shows that the former have a disadvantage in small business lending and allocate fewer resources to this activity than the latter (Keeton, 1995; Cole, Goldberg and White, 2004; Carter, McNulty and Verbrugge, 2004; Alessandrini, Croci and Zazzaro, 2005; Carter and McNulty, 2005).”
• Microprudential Regulation in a Dynamic Model of Banking (2014, unknown): “The adjustment–costs function for loans is quadratic: m(It) = |It|2 ( χ{It>0} ·m + + χ{It 0} ·m −) , (5) 5See for instance, Berger, Miller, Petersen, Rajan, and Stein (2005), Carter and McNulty (2005), Cole, Goldberg, and White (2004).”
• Bank size and risk-taking under Basel II (2005, background): “See Berger and Udell (2002) and Stein (2002) for theoretical arguments, and Haynes, Ou, and Berney (1999), Berger, Miller, Petersen, Rajan, and Stein (2002), Carter and McNulty (2004), and Cole, Goldberg, and White (2004) for empirical evidence using U. S. data.”
• Competition and Relationship Lending: Friends or Foes? (2011, unknown): “Other studies show that functionally distant banks tend to pick up informationally transparent firms and are less prone to assist firms facing financial distress (Carter and McNulty, 2005; Mian, 2006; Alessandrini et al., 2008; Canales and Nanda, 2008; Benvenuti et al., 2009; Micucci and Rossi, 2009”
• Does Market Size Structure Affect Competition? The Case of Small Business Lending (2007, unknown): “8 Consistent with the rise in small business credit scoring by large banks, one recent study found that over the period 1993-2001, large banks improved their net returns on small business loans under $100,000 relative to small banks (Carter and McNulty 2005).”
• Bank Income Structure and Risk: An Empirical Analysis of European Banks (2008, background): “Our criterion for distinguishing large and small banks is similar to Bankscope’s and is frequently used in the literature to categorize banks (see Carter and McNulty (2005)).”
• Gender Stereotypes and Venture Support Decisions: How Governmental Venture Capitalists Socially Construct Entrepreneurs’ Potential (2017, background): “More recently, empirical research has proposed that gendered construction negatively impacts female entrepreneurs’ access to finance (Alsos & Ljunggren, 2016; Boden & Nucci, 2000; Carter & McNulty, 2005; Greene, Brush, Hart, & Saparito, 2001; Marlow, 2002).”
• Credit Scoring, Statistical Techniques and Evaluation Criteria: A Review of the Literature (2011, background): “Using credit scoring can reduce the cost of the credit process and the expected risk associated with a bad loan, enhancing the credit decision, and saving time and effort (Lee et al, 2002; Ong et al, 2005).”