Credit Information Systems in Less Developed Countries: A Test with Microfinance in Guatemala

By Jill E. Luoto, Craig McIntosh, B. Wydick. Economic development and cultural change, 2007

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Gender and the Business Environment for New Firm Creation (2011, background): “…previous studies have found that the introduction of credit information systems can lead to the initial screening out of poor individuals, which include a disproportionate number of women borrowers (McIntosh, Sadoulet, and de Janvry 2006; Malhotra and others 2006; Luoto, McIntosh, and Wydick 2007).”
Microcredit Under the Microscope: What Have We Learned in the Past Two Decades, and What Do We Need to Know? (2013, background): “The one empirical study that I am aware of (Luoto et al. 2007) does find that defaults went down as a result of the introduction of a credit bureau.”
The supply- and demand-side impacts of credit market information (2010, unknown): “5 Luoto et al. (2007).”