Determinants of trade credit: A comparative study of European SMEs

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Financing patterns of European SMEs – an empirical taxonomy (2016, unknown): “This result can be explained by the generally longer payment periods in these countries (EPI 2014; Garcia-Teruel and Martinez-Solano 2010; Marotta 2005; Psillaki and Eleftheriou 2014).”
Small and Medium-Sized Enterprises Financing: A Review of Literature (2013, background): “According to García-Teruel & Martínez-Solano (2010) trade credit is a delay in the payment for goods or services after they have been delivered or provided as a result of an agreement between the supplier and the firm.”
Working capital management and firm profitability (2013, background): “…firm might, for instance, apply a loose trade credit policy allowing customers to assess product quality before paying, or a firm might hold large inventories, reducing the risk of lost sales due to stock-outs (Baños-Caballero et al. 2010; García-Teruel and Martínez-Solano 2010; Long et al. 1993).”