The demand for household debt in the USA: evidence from the 1995 Survey of Consumer Finance

By Jonathan N. Crook. 2001

156 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Finance

View Paper: https://www.semanticscholar.org/paper/0867292932bd7f74965459790c2e6bdcae57a112

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Accounting

1. Sarah Brown
2. K. Taylor
3. Jeffrey Dew
4. Lyn C. Thomas
5. Tian-Shyug Lee
6. H. Nguyen
7. I-Fei Chen
8. I-Cheng Yeh

In Economics and Econometrics

1. Sarah Brown
2. K. Taylor
3. Jeffrey Dew
4. Lyn C. Thomas
5. Kristiina Huttunen

In Finance

1. Sarah Brown
2. K. Taylor
3. Jeffrey Dew
4. Lyn C. Thomas

Citations in the corpus

• A survey of credit and behavioural scoring: forecasting financial risk of lending to consumers (2000, methodology): “It is illegal to use some characall the new data on consumer behaviour that has teristics — race, sex, religion — but that does become available in the last few years with not prevent some authors (Crook, 2000) sugelectronic point of sales equipment and loyalty gesting that there are surrogate varia”
• Household Loan Loss Risk in Finland - Estimations and Simulations With Micro Data (2007, unknown): “Crook (2001) analysed the 1995 US Survey of Consumer Finances data; the demand for household loans seemed to be an increasing function in income and family size.”
• Household Finances and the 'Big Five' Personality Traits (2014, methodology): “In a similar vein, Guariglia (2001) uses the British Household Panel Survey (BHPS) to ascertain whether households save in order to self-insure against uncertainty.”
• Debt and Financial Expectations: An Individual- and Household-Level Analysis (2005, unknown): “Furthermore, household size is important in determining the amount of household debt in accordance with the findings of Crook (2001) and Gropp et al. (1997) for the U.S.”
• Utilizing the Theory of Planned Behavior to Understand Convenience Use of Credit Cards (2009, unknown): “A study by Crook (2001) found that consumers demand less debt when they are relatively risk averse.”
• Two Sides of the Same Coin? The Differing Roles of Assets and Consumer Debt in Marriage (2007, background): “Research has shown that these variables relate to the likelihood of asset ownership, to the amount of assets and debts individuals have, and to marital outcomes (Mirowsky & Ross, 1999; White & Rogers, 2000; Crook, 2001; Baek & Hong, 2004; Hogarth, Anguelov, & Lee, 2005).”
• Debt Change and Marital Satisfaction Change in Recently Married Couples (2008, background): “Age, education, and marital duration positively predict couples' use of credit (Crook, 2001), and marital duration”