Technological Progress and the Geographic Expansion of the Banking Industry

By Allen N. Berger, Robert DeYoung. 2002

223 citations recorded by the source corpus.

Subfields: Economics and Econometrics, Finance, Management Science and Operations Research

View Paper: https://www.semanticscholar.org/paper/0535c3b597b46e4e2334e94e08307da729d46700

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Citations in the corpus

Credit Scoring and the Availability, Price, and Risk of Small Business Credit (2002, unknown): “One study also found that banking organizations have been increasing their control over distant affiliates over time, consistent with the use of more quantitative methods such as SBCS, which may require less monitoring of loan officers (Berger and DeYoung 2002).”
The Economic Effects of Technological Progress: Evidence from the Banking Industry (2003, background): “…control based on profit efficiency ranks over time were statistically and economically significant, and increased on the order of 50% to 100% over the period 1984-1998, consistent with the hypothesis that technological progress has reduced managerial diseconomies of scale (Berger and DeYoung 2002).”
Consolidation in the U.S. Banking Industry: Is the Long, Strange Trip About to End? (2005, unknown): “…on the merg 15 For more detailed discussions of technology and the effects it has had on the restructuring of the financial services sector, see Berger (2003), Berger and DeYoung (2002), the Group of Ten (2001), Hunter (2001), Mishkin and Strahan (1999), and Emmons and Greenbaum (1998).”
Distance, Lending Relationships and Competition (2005, unknown): “…costs when visiting competing banks 2 Distance also determines the effectiveness of internal control mechanisms within bank holding companies (Berger and DeYoung (2001, 2002)), the strength of informational contagion between banks (Aharony and Swary (1996)), and the representation of venture…”
Bank Size or Distance: What Hampers Innovation Adoption by SMEs? (2010, background): “With regard to the U.S., Berger and DeYoung (2006) found that cost and profit efficiency of affiliated banks in U.S. multibank holdings are negatively correlated with the kilometric distance from the parent bank, suggesting that geographic dispersion reduces the capacity of the bank holding to keep ”