Competitive behavior in Middle East and North Africa banking systems

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What are the driving forces of bank competition across different income groups of countries (2014, background): “improving bank-competition during the 1990s in Italy, whereas Turk-Ariss (2009) argues that contestability determines effective competition by allowing foreign-bank entry and reducing”
Bank ownership, regulation and efficiency: Perspectives from the Middle East and North Africa (MENA) Region (2017, unknown): “The banking sector is therefore considered concentrated, with unique ownership and regulatory structures, and monopolistic competition (Turk-Ariss, 2009).”
The relationship between banking market competition and risk-taking: Do size and capitalization matter? (2012, background): “On the other hand, Bikker and Haaf (2002), Deltuvaite et al. (2007), Chan et al. (2007), Turk-Ariss (2009) regress competition indicators on market concen- 5 tion indeed holds by interacting the competition measure with a proxy of size.”