The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability, Risk, and Profitability

By Allen N. Berger, Adrian M. Cowan, W. Frame. 2011

117 citations recorded by the source corpus.

Subfields: Economics and Econometrics, Finance, Management Information Systems

View Paper: https://www.semanticscholar.org/paper/01d5abb7b7dd5f4a4168a8927a89ed5e48965df3

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Economics and Econometrics

1. Allen N. Berger
2. Tara Rice
3. William Goulding
4. Marcello Pagnini
5. Roberto Felici
6. Paul Wilson
7. David C. Wheelock
8. Scott R. Baker

In Finance

1. Tara Rice
2. William Goulding
3. Allen N. Berger
4. Gregory F. Udell
5. Steven R. G. Ongena
6. Asli Demirgüç-Kunt
7. John O. S. Wilson
8. Christa H. S. Bouwman

In Management Information Systems

1. Allen N. Berger

Citations in the corpus

• Do Small Businesses Still Prefer Community Banks (2013, background): “Berger and Black (2011) and Berger, Cowan, and Frame (2011) find that small banks use hard-information technologies, fixed asset lending and credit scoring, respectively, in addition to relationship lending. de la Torre, Martinez Peria, and Schmukler (2010) find that both large and small banks…”